The Fat regime!

I was browsing my Igoogle page for the daily updates this morning and decided to add a new frame - guess what! The Fat Loss window! However, I am pissed off on seeing the tips! Whatever I love to gorge on are a strict NO NO! It's something like window shopping that I am doing right now - seeing the tips, appreciating it wholeheartedly, however I am apprehensive about trying them out.
Indian cuisine as such is very spicy and when we consider the subset Bengali cuisine which I am so fond of, things get hotter and spicier. Take the instance of the simply 'machher jhol' or fish curry in English. My mom is an artist when she cooks it for me. But take my word, it is spicy! Indian restaurants worldwide are a favorite destination for people from almost every nationality. However, many of them are either run by a Pakistani or SriLankan. Of course, food, in this part of the world is almost the same. Yet the name is in favor of "Indian" cuisine.
In a bid not to divert from the topic, today's tip in Igoogle tells me:
"No carbs after 9 p.m. Eat no bread, cereal, or pasta until morning. Extra carbs eaten at night often convert to fat."
Ironically, we follow sort of a reverse order. Our breakfast is the most light and this is the order.
BreakfastLunch>Dinner
We should have a heavy breakfast, then the body is able to burn out the calories gained during the entire day of movement. When we have a heavy dinner, and go to sleep immediately or sometime later, our body hardly gets the chance of burning down the calories, instead they get absorbed into the body and turn into fat.
With an work culture, such as mine, I hardly ever get a chance to exercise apart from the regular 20 minutes of walk that I do daily while getting back to home. Ahh.. I should not give an excuse, but really, that's the way things stand at the moment.